Chapter 305

"Comrade, are you the credit business department of ICBC?"

"Yes, Hello, what business do you need?"

"Well, I'm the person in charge of hotpot Xishi. Recently, I want to expand my business and want to borrow 10 million yuan from your bank. Do you think so? Here's my ID card and the registration information of our hotpot Xishi."

Chen simian took the information and really went to an industrial and commercial bank in Shencheng CBD center.

"Hot pot Xishi, so you are the boss of hot pot Xishi. Your hot pot shop is very famous in our deep city."

"Thank you."

"You're welcome. I've been to your hot pot restaurant and the service is very good. However, I'd like to ask, do you have a mortgage over there?"

"Mortgage?"

"Such as real estate and fixed assets?"

Chen simian shook his head: "No."

"I'm sorry, it's difficult for us to provide you with such a large loan without mortgage."

"Didn't you say that our hot pot Xishi is very famous."

Chen simian has some embarrassment.

I have long known that bank loans are not so easy to get.

I believe what Xiao Yu said.

"Mr. Chen, I'm really sorry. Bank loans have bank rules. Your hot pot Xishi is really well-known, but after all, it hasn't been established for a long time. In addition, you don't have fixed assets. If you look at your scale, we can give you hundreds of thousands of credit loans at most."

"What's the use of hundreds of thousands."

"Mr. Chen, just considering that you are the person in charge of hotpot Xishi, we only have hundreds of thousands of credit loans. Otherwise, ordinary people can only have a credit loan of 20000 yuan at most."

"Forget it, no need."

Chen simian doesn't want to talk anymore. He's ready to leave.

"Mr. Chen, are you the legal person of Huanyu technology?"

Suddenly saw another information displayed on the computer, the credit Commissioner of ICBC asked.

"Er..."

Chen Simian was puzzled, but said, "yes."

At that time, at the beginning of the founding of Huanyu technology, Chen simian's ID card was used, so Chen Simian was also the legal person of Huanyu technology.

"Mr. Chen, you are so modest. Why didn't you say you were the legal person of Huanyu technology earlier."

"This, this, I mainly borrow money for hot pot Xishi."

"It's okay. The 10 million amount is no big deal. It's the same for which company."

"Didn't you just say 10 million is very big?"

"Mr. Chen, don't laugh at me. I'm wrong. Can't I be wrong?"

The credit Commissioner of ICBC kept apologizing to Chen simian: "well, Mr. Chen, is it too little for you to borrow 10 million?"

"10 million is a little less."

Chen simian has also studied these days. If we want to get these channels down, we have to invest more than 20 million in the initial stage. However, at the beginning, Chen simian didn't have the courage, so he first borrowed 10 million yuan as Chen Yu said.

"Yes, I said 10 million is too little. Why don't you modify it and borrow 100 million."

"100 million?"

Chen Simian was stunned: "you're kidding."

"How."

The credit Commissioner of ICBC looked serious.

"Do you really lend me 100 million?"

"Is this still false?"

"Aren't you afraid I'll run away with the money?"

"Look at what Mr. Chen said. You can run, but you Huanyu technology can't run either."

"But Huanyu technology doesn't seem to be worth 100 million."

Although Chen simian knows that his son's Huanyu technology is very powerful, it is very powerful. 100 million is too terrible. And the company opened by my son didn't see any products, and I don't know if it's worth 100 million.

Anyway, Chen simian never knew what his son was doing. He only knew that there were hundreds of employees.

"No, no, no... I don't want to borrow 100 million. I really want to borrow 100 million. You say you can't ask me to mortgage 100% of the equity of Huanyu technology to you."

Although Chen simian is a legal person of Huanyu technology in reputation, this is his son's. He can't move.

If hot pot Xishi loses money and implicates his son's company, it will be too uneconomical.

"Mr. Chen is joking again. At present, the market value of Huanyu technology is at least 30 billion. If you lend 100 million, just mortgage 1% of your equity to us."

"What?"

Chen Simian was stunned: "you say Huanyu technology is worth 30 billion?"

"Sorry, sorry, what I said is that at least some experts estimate 40 billion. However, we will comprehensively evaluate the specific amount, and we will never underestimate you."

"Well, that's all for today. I'll go back to the company first."

"Don't go, Mr. Chen. There's something to discuss. I'll ask our manager to come and have a detailed talk with you. What do you think?"

"Don't go. It's OK not to pledge your equity. How about we give you a personal guaranteed credit loan of 10 million?"

However, at the moment, Chen simian left ICBC with information.

As for the reason, he has to go back and calm down.

More than 30 billion.

40 billion

Is this really a son's company?

……

"Son, dad asked you something."

"Dad, you said."

"How much is your Huanyu technology worth?"

"Well, I don't know."

Chen Yu shook his head.

At present, Huanyu technology is not listed, and he doesn't know how much it is worth.

"Why don't you know? How can I hear people say that your company is worth a lot of money."

"Who said that?"

"People from ICBC."

"Dad, where did you get the loan?"

"Well, I asked today. I said they wouldn't lend me a loan of 10 million at first. Later, they checked the information and found that I was a legal person of Huanyu technology. They suddenly changed their mind and said they would lend me 100 million."

"Since you can borrow, it's kind of you."

"Xiao Yu, do you have something to do with me?"

"Dad, what can I do for you?"

"How much is your Huanyu technology worth?"

"This..."

Chen Yu has a headache: "I really don't know the details, but at present, some experts have given a valuation of about $34 billion."

"Three or four billion, my God... It's true."

Chen simian is completely stupid.

He didn't expect that his son was a billionaire.

No, no, no, no... still a billionaire.

"Dad, Dad... What's the matter with you?"

"No, nothing."

After a while, Chen simian woke up from shock: "son, do you think I still need a loan?"

"Loan, why not loan."

"But son, you have tens of billions of identities. Why should I make money?"

"It's not a matter of making money. It's not your career."

"Eh... It seems to be right."

Chen simian scratched his head: "first, Dad hung up."

There are still some things I didn't think clearly. Chen simian hung up the phone.

"Alas, Dad..."

Chen Yu smiled.

The news was indeed a bit shocking.

But Chen Yu believes that Dad will accept it soon.

……

"Chen Yu, what exactly is the mode of your hot pot shop?"

"Aren't you cheating these days? Why don't you see it?"

"I didn't see it."

Yang Bin shook his head: "at first I thought it was service, but later I found it didn't seem to be service. But the problem is that all customers come to the store and the service that gives us the highest evaluation."

"You'd better continue to study."

Chen Yu didn't answer positively. He clicked on YY music player to listen to music and relax.

Recently, YY music player added the setting of proofreading lyrics, and YY music player suddenly burst out.

All kinds of karaoke lyrics accurate to words have become a highlight of YY music player.

The hottest song of the week.

Chen Yu chose the hottest song of the week for audition.

[I heard your voice and had a special feeling...]

Close your eyes, Chen Yu listens to the song and only feels the fatigue of his whole body cleared away.

"Chen Yu, what's the name of your song?"

"Which one?"

"This is the song now?"

"Mice love rice."

Chen Yu blurted out.

Just finished, Chen Yu was also stunned: "mice love rice?"

This is not the most popular network Divine Comedy in previous lives.

When he opened his eyes and saw "mice Love Rice" appear on YY music original channel, Chen Yuming asked what was going on.