Chapter 4676

favor!

Xu Jiayin, Wang Jianlin, Wang Shi, and Yang Huiyan were big eyed and small eyed. They talk about profits, but Lin Feng talks about human relations. All of a sudden, they have nothing to say. What else can we say!

"Mr. Lin, you really have a little..."

"No way!" Yang added.

"And bullying people!" Wang Shi muttered.

Wang Jianlin shook his head.

"Mr. Lin, you are not so kind!" Wang Jianlin said with a smile, "you are just playing a rogue!"

"Yes, it's just playing rogue!" The other three spoke in unison.

It's not playing goons. They are all entrepreneurs. It's better for you to talk about human relations here when talking about profits. It's not what a rascal is. It made them think of a joke.

You tell it the law, it tells you the national conditions. You talk to it about the national conditions, and it's in line with you. You talk about integration with it, it talks about politics with you. You talk politics with it, it plays hooligans with you. You play with it. It talks to you about the law. You tell him the law, he tells you the river crab. You talk to him about river crabs, and he talks to you about politics. You talk to him about generals, he talks to you about scoundrels. You tell him about rascals, he tells you about stability. You talk to him about stability, he talks to you about interests.

In a word, very rogue.

In this case, what do you want them to say! Lin Feng, this is completely playing a rogue.

"Rogue?" Lin Feng lost his voice and laughed, "you have wronged me. I'm not playing rogue

The four men hummed and did not speak. It's not about playing goons. They invest in real estate from beginning to end. After investing a lot of capital, they sell a house and earn about 200000 yuan. The income ratio is too low. According to the calculation of 1000 households in a real estate, they have to invest at least billions or tens of billions of money before and after, but in the end they earn only 200 million. The profit is only about 2%, which is too low. Is it selling cabbage or building.

As a result, Lin Feng's side is better, and he talks about human relations with them. Please, this is not the time to talk about human relations. Well, this is about profit.

"I know that you don't think it's suitable for me to talk about human feelings at this time. I should talk about profits!" Lin Feng said with a smile, "but as for the profits of real estate, at present, there are only so many. Of course, it's only calculated according to the minimum profit. After all, you can't all choose the "warm" class of home decoration. There must also be "noble" and "luxury" class. As far as I know, Chinese people always like to play fat. Therefore, it is inevitable that a few people will choose "warmth" and most people will choose "nobility". In this way, the profit should double! "

The four nodded. They think the same way about this. It's no secret that Chinese people are good at face, which is well known. Therefore, when they launched the three levels of "warmth", "nobility" and "luxury", they expected that "nobility" would be the most popular. In terms of profit, it should be increased to about 5%.

But even if it's 5%, to be honest, they are not satisfied, not at all. Before that, their profit was at least 20%, but now it has dropped to 5%, which is too little. They are very dissatisfied. But Lin Feng said "human feelings", which is a bit of a pit.

"Ha ha, four, you are doing a good job. After all, China's real estate reform is a must, otherwise the house prices will soar all the way up, which is not good for the national economy. It's interesting to let the real estate cool down. If you do, you will naturally win the favor of it. That's good for your future. And from a personal point of view, you will also gain my favor. And I, Lin Feng, never owe anyone! " Lin Feng said seriously, "of course, you can also refuse. But I don't want you to refuse! "

The four of Xu Jiayin were lost in thought. It's obviously for them to make a decision. And this decision is directly related to their future.

Wang Jianlin looks at Xu Jiayin, Wang Shi and Yang Huiyan. Although they mean to make friends with Lin Feng, they are still a little hesitant. After all, they are too involved in this matter. The whole group is falling on them, the profit is so low, even if the management is not good, there will be a direct loss. Naturally, they have to think carefully. After all, both 2% and 5% are ideal results. In fact, once there is a link convergence problem, it is likely that the profit will be zero or even negative. Naturally, they have to think about it.

"I agree with Wanda!" Wang Jianlin was the first to make a statement. It's very simple. His relationship with Lin Feng is unusual. This time, the two gentlemen above told him to cooperate with Lin Feng and win the real estate completely. So he was the first to make a statement.

His statement surprised the three of Xu Jiayin. They didn't expect that Wang Jianlin would agree so soon. And Wanda agreed, they naturally have to agree. This is the group effect.

"We agreed, too!" Xu Jiayin nodded their heads one after another.

Lin Feng smiles.

"Don't worry, four. Believe me, your future harvest is definitely not just a small profit. " Lin Feng said with a smile, "I will take you to fight in foreign lands and make a big show abroad. Do we have the ability to earn Chinese money? No, that's instinct. It's a skill to earn money from foreigners. I have a plan here, which is to start from Africa. In the future, your four families will drive your pile drivers all over the world! "

Four people are surprised, then the result Lin Feng handed over the plan, read, are very happy. In Lin Feng's plan, no, strictly speaking, it is already a contract. There are contracts from Libya, Ethiopia, South Africa and other African countries. It's all local construction contracts. As long as they go, they can make money. And the financial situation of these countries is quite good. It can be said that this is a gift to them.

"This..." four people are a little not calm. Including Wang Jianlin, he is in order to cooperate with Lin Feng, but did not expect Lin Feng has got the contract.

"Ha ha, don't thank me. As I said, this is what you deserve. It's not the ability to earn Chinese money, it's the ability to earn foreigners' money. Of course, the local customs of foreign countries are different from those of China, so you should be careful when you pass. This money is easy to earn, but don't cause any ethnic disputes! Of course, I still owe you. So, in foreign countries, no matter what trouble you encounter, give me my name. Let's say that this is the project I talked about by Lin Feng. I believe that the other party will give me a little bit of face. If you don't give face, call me, I'll cut them! Of course, it's not good to bully others. We Chinese, just a little, I don't bully you, then you don't bully me. You are going to bully me, then I must bully back! " Lin Feng said.

This time, the four were completely convinced by Lin Feng. They've never seen it in anyone else. It's sad that people call Lin Feng the "God of the wind". This ambition is really intoxicating.

"Mr. Lin, I really understand why so many people call you Fengshen and why so many people support you. You are too much to hate Xu Jiayin sighed.

"Yes, it's not only hard to hate. To be honest, if it wasn't for our age gap and you're too fickle, I would like you!" Yang Huiyan is also a face of amazing expression. She used to disagree with Lin Feng. What's good about this man? So many beautiful women are willing to work together. Now, she knows why. This man is born with a kind of temperament, a kind of domineering, a kind of strong king's spirit, which will make you admire.

"Mr. Lin, I'm really impressed by you. You are really something. But I'm convinced by your excellent performance! I admire you For the first time, Wang Shi completely surrendered to Lin Feng.

Wang Jianlin said nothing more. He really understood why the two gentlemen valued him so much.

The four returned with satisfaction and admiration.

After that, Evergrande, Wanda, Vanke and country garden announced in a high profile that they would comprehensively implement "real estate digitalization", and the whole real estate industry would enter the era of comprehensive digitalization. After signing the house purchase contract, all house buyers will have a unique house purchase serial number. Through this serial number, they will be able to know the progress of their house purchase, and can view their house purchase through video 24 hours a day.

If you have any dissatisfaction with the construction process, you can complain to "Dingdang". The enterprise will give a reply within 72 hours and give a solution, and the problem will be solved within a week.

This commitment, let the whole people boiling. You know, in the past, when people bought houses, they were all vulnerable groups. Don't look at the blocking of the door or the banners. It's a sensation. In fact, the moment you are forced to take to the streets, you are doomed to be a vulnerable group. It's doomed that you can't pass the law and can only defend your rights by some personal brave means. It seems that the problem is finally solved, but in fact, it is also a kind of sorrow for oneself and society.

Now, everything can be complained, and you can get feedback and solutions. This is an unprecedented experience and a kind of right promotion for all house buyers. They are no longer vulnerable. They have access to defend their rights.

At this moment, all the buyers chanted "Fengshen Weiwu" to Lin Feng, and also used their actual actions to buy houses in response to what Lin Feng had done for them. For all house buyers, the emergence of Fengshen in China is really an excellent thing.

For the big four, this is not a good thing. So, they decided to break the confession!

Break the confession! It's the ultimate mace that the big four can take out. They want to make it all empty and joyful. People have no money to buy a house, how to do?

However, all this has long been expected by Lin Feng and others.

In the market, because the four major banks have no money in hand, they are all forced by Lin Feng to expand their obligations abroad and are unable to provide loans. Lin Feng, together with Evergrande, Wanda, Vanke and country garden, provides housing loans to all the consumers who buy houses from them. All consumers sign contracts directly and purchase houses with loans from four real estate enterprises through the platform of China United Commercial Bank.

And all fees are reduced, and all interest is in accordance with the lowest market price. All owners can use the minimum 30% down payment to buy a house. Moreover, the down payment can be reduced to 20% or even the lowest 10% according to the actual situation of the individual. And this standard is credit.

For many people, he may have a good salary, relatively stable, and the ability to repay the loan. But because he has no deposit, he can't pay the down payment, so he can't buy a house. And when he saved enough, the house price went up. At that time, his down payment was not enough. I want to deposit again. In this way, the result is that the more you save, the more you can't buy a house. Until the house price reaches the peak and no longer rises. But for him, it has to pay many times more than before. Is that fair?

It's obviously unfair.

Therefore, after discussing with the four major real estate enterprises, Lin Feng proposed a minimum down payment of 10%. As long as your credit is good enough, you can enjoy the minimum 10% down payment. Of course, originally Lin Feng also thought about whether to use the real 0 down payment. However, due to 0 down payment, it is too much involved for real estate. This will lead to many people's irresponsible breach of contract. After all, this is not to buy a Fuxi mobile phone. No matter how expensive it is, it will cost thousands of yuan. However, for a real estate, there are hundreds of thousands at least and millions at most. The amount of money is too large.

Zero down payment will cause a lot of problems. Will also lead to, many people impulsive consumption, choose too expensive room type and decoration scheme. Once its economy changes and it is unable to repay its loans, there will be a subprime crisis in the United States. Lin Feng, who came back from the subprime crisis, though not a financier, knows why the subprime crisis happened. Lin Feng doesn't want China to do the same.

10% down payment is probably the lowest threshold at present. No matter how low, the risk of subprime crisis is too great.

As for credit, how to judge it is very simple, that is, the membership system of the "second world". Now, of course, it's not just the second world's membership credit, it's also spread across the country through the second bank.

After the establishment of China United Commercial Bank this time, its personal credit has been popularized once again. Everyone has a credit rating. And it is no longer just a simple star rating, but a scoring. From 0 to 100, different scores have different rights. Each point, you have completely different rights, but the number of loans is not the same.

Every point is worth money!