Chapter 80

Watching Ye Jianbin's car leave, Xu Si and Xie Wanqing suddenly smiled at each other. Xie Wanqing covered her waist and said with a smile: "I'm still worried about how to explain your age to Ye Jianbin. Unexpectedly, they didn't realize it at all..."

"You see, every time he only wears such old clothes, he always likes to keep a straight face, his lips pursed, and his eyes like staring at people. Who can see his age is called a ghost?" Xu sixan's face, eyebrows and eyes are as beautiful as flowers. "I can't remember just knowing him..."

"I still remember, I can't forget. I can't forget how Zhang Ke rushed out and took Zhitong out from under the wheel." Xie Wanqing smiled and stretched out her hand to hold Xu Si's elbow. "Try your new car."

Xu Si was stunned. Zhang Ke didn't mention to her that he saved Zhitong from under the wheel before. Seeing Xie Wanqing, she was calm and almost got rid of the sadness of the car accident, but Zhitong still refused to speak. She didn't expect that Zhang Ke would save Zhitong from under the wheel. Is Xie Wanqing such trust and connivance in Zhang Ke; Zhang Ke has lived up to Xie Wanqing's trust and connivance.

At present, there is nothing to see about Xinguang paper mill. The key is that I don't know what plans Zhang Ke has in mind.

The new car was full of leather smell. Xu Si tried his hand in his new car outside the parking lot of Donghai Jiafu. Zhang Ke couldn't stand the leather smell. Standing beside the parking lot, he told Xie Wanqing about contracting a paper mill: "During the ten-year contract period, the profits are divided into four or six parts with the Chengnan district government. The business tax is the main revenue of the local finance, which is difficult to be reduced or exempted. The enterprise income tax and other local taxes are reduced or exempted in full in three years and levied in half in five years. During the contract period, the company also has the right to give priority to the acquisition of the assets of the paper mill. The conditions are good. After the registration of the new company is completed, the contract operation contract will be concluded. I asked sister CAI to bring you a copy of the details of Xinguang paper mill. The old mill must be shut down. The equipment and process of the new mill can produce medium and high-grade paper products urgently needed in China, and the requirements for raw material pulp are also very high. At present, only imported blended pulp can meet the requirements. Can Haiyu company contact overseas traders on behalf? "

"This is no problem, but the funding gap required for organizing production is relatively large. It still needs more than 10 million funds to put into full production. How do you plan to solve it?"

"There must be a way to the front of the mountain. I'm in a hurry. I don't want to cooperate with Chint Group anymore."

Xie Wanqing smiled: "this year's inflation rate is very fast, the central bank shrinks money, and now it's near the end of the year. The bank's one-year loan limit has long been used up. Only large companies have sufficient funds. It's best if you can think of a way by yourself."

Zhang Ke smiled: "I have considered that the raw pulp is traded by Haiyu company with overseas traders in the form of letter of credit. There is a buffer period of three months to half a year, while the full load production cycle of the new paper mill only takes one and a half months. As long as the time is right, we can take advantage of the time difference of letter of credit to solve the problem of raw material procurement funds, even if the credit lines of banks this year are limited It should not be a problem for Haiyu company to open a letter of credit with a limit of 10 million to the bank. Excluding the major item of raw material procurement, the new plant only needs three or four million yuan to be put into operation, which should be no problem. "

Letter of credit payment is a major payment method for banks to participate in international trade settlement. For overseas traders, this method provides a reliable payer - the bank. As long as he delivers raw pulp on time in strict accordance with the contract, he can obtain a loan from the bank when the letter of credit expires.

As an intermediary trader between overseas traders and Xinguang paper mill, Haiyu company needs to advance funds to make a sale, which will cause its own financial tension. It only needs a familiar bank to issue a certain amount of letter of credit to complete the transaction and transport the raw pulp to the domestic port. It doesn't even need Haiyu company to come forward. As long as it provides specific bills and documents, it can communicate with Xinguang paper mill After completing the second transfer transaction, Xinguang paper mill obtains raw pulp, organizes production and sales, and returns the funds. It only needs to pay the loan to the bank before the expiry of the letter of credit.

The validity period of the letter of credit is usually three months to half a year. In such a short time, including transportation of raw slurry to China, organization of production and sales collection, and payment of the initial payment with sales collection, all opportunities must be planned accurately in order to achieve final success.

Xie Wanqing doesn't know where Zhang Ke learned so much knowledge about finance and trade. He said: "this method can theoretically solve the problem of payment for raw materials, but it's difficult to operate. All aspects of the time should be well coordinated. If there is a mistake, it won't work..."

"It mainly depends on the performance of Haiyu company. From now on, we should actively look for overseas raw material pulp suppliers and conduct offshore transactions as soon as the preparation of Xinguang paper mill is ready. Also, when signing the contract, we should extend the term of the letter of credit as much as possible, so that we have a sufficient time gap. Of course, even if there are any mistakes, the time has been delayed until next year, and there is still a shortage of funds It won't be too big. There's always a way to make up for it. "

Xie Wanqing nodded and said, "then I'll help you take charge of the raw pulp..."

Zhang Ke smiled and said: "If this is done, Haiyu company can develop in the direction of import and export trade, and the regional channel can be completely transferred to Haitai company; as an expedient measure, the product sales of Xinguang paper mill can temporarily entrust Haitai trade with full power. If the sales preparation can be made one to two months in advance, the sales return will not be saved based on the current domestic demand for medium and high-grade paper products It's too big a problem. Besides, there are still some funds in Haitai's trade account, which can be paid in advance! "

The demand gap of domestic medium and high-grade paper products is very large, and the time of sales collection in the whole scheme is also the most uncontrollable point. Once Haitai trade participates in this link, the sales risk borne by Xinguang paper mill can be minimized, which makes the solution proposed by Zhang Ke highly executable.

Listening to Zhang Ke's words, Xie Wanqing is also very excited. When it comes to the utilization of resources, Zhang Ke has made the best use of the resources in his hands. Contract to operate Xinguang paper mill, make full use of the resources of Haiyu company and Haitai trade, and eliminate the two relatively difficult links of raw material procurement and product sales in a short time from Xinguang paper mill, which are shared by Haiyu company and Haitai trade to solve the difficulty of overall operation.

For Haiyu company and Haitai trade, it also has great benefits. Haiyu company and Haitai trade have conflicts in channel trade business, so it needs to transform its business direction. Besides digital mobile phones, Haitai trade needs new business growth points.

Xie Wanqing is suddenly looking forward to seeing Zhang Ke solve the start-up capital gap necessary for production. It won't be too difficult to put together three or four million start-up funds, but Zhang Ke's performance is more expected. Xie Wanqing pursed her mouth and looked at Zhang Ke's slightly childish face, but she was full of perseverance and didn't encounter difficulties at all.

Due to the long delay in lunch, Xu Si hasn't had time to visit his sister Xu Wei at Donghai University.

Dinner was eaten in Xinmeiyuan. Xu Si first walked into Donghai Province, a mysterious community to outsiders. Most of the party and government leaders of Donghai province lived in Xinmeiyuan. It was also the first time to see Xu Xueping, Secretary of the provincial political and Legal Commission in charge of the trial of Ding Xiangshan's case. It can be seen that the Xu Xueping family's love for Zhang Ke is not just because Zhang Ke rescued Zhitong from the wheel.

At the dinner table, Xu Xueping asked about Haitai trade. He knew from Xie Wanqing that Zhang Ke was involved in these things. His relative lover Zhou Shuhui was worried that these might delay Zhang Ke's study. Xu Xueping agreed: "I went to the city as a student when I was 11 years old and went to school after liberation. In retrospect, I still had three years of apprenticeship, which was the most beneficial to my life..."

Many macroeconomic topics were discussed at the dinner table. The most serious problem of the domestic economy in 1994 was the high inflation rate. How to use market means to regulate and control the economy, reduce the inflation rate and maintain the necessary economic growth is a headache for all national leaders. The problem of inflation plagued the domestic economy. It was not until 1996 that a successful soft landing was achieved and the domestic economy was prevented from being hit hard by the Southeast Asian financial crisis in 1997.

Zhang Ke believes that it is not too much for the Vice Premier in charge of domestic finance and economy to win the Nobel Prize in economics.

As the Secretary of the Provincial Political Science and Law Commission, he suddenly became concerned about the domestic economic situation. The significance behind it is self-evident. Since 1992, economic construction has become the top priority of domestic construction; Previously, Xu Xueping also participated in a short-term economic seminar.

Due to the professional relationship, Zhang Ke pays more attention to the development trend of his industry, which belongs to the category of microeconomics. He does not have a deep understanding of the macro economy, but he has a preliminary understanding of the relatively successful macro-economic regulation and control in China in the next ten years.

Although there is no more in-depth understanding, the direction of understanding is in line with the mainstream view of the current economic circles and Xu Xueping's mouth and stomach.

Living in Xinmeiyuan at night, Xu Si and Xie Wanqing took care of Zhitong and rested in the same room. Zhang Ke played go with Xu level and continued the unfinished topic on the table until two o'clock in the morning. They were eager to sleep and yawned before they went back to their room to wash and sleep. It was early to wake up the next day, but Xu Xueping left home early to go to the provincial Party committee. He thought it was really not easy for an old man who was nearly 60 years old. He might not rest more than five or six hours a day, and he could hardly see his tired eyes.

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