Chapter 97

Sun Chao drove back to the people's hospital. He was in a trance. Today's experience in a short afternoon made him feel like he was dreaming.

All kinds of sudden events played back and forth in his mind. Buying a car was despised, scum Xu Xiangdong, witty Dou Jiao, he had a job, Tang Qing's loan business, Tang Qing's company, and that group of terrible women, beautiful Qi Yan. The information he received on this day was so big that his tenacious nerves were a little confused. This is the reason He had never experienced the people and things in it. After seeing them all in such an afternoon, we can imagine the impact on him.

When he got to the hospital parking lot, Sun Chao didn't get off the car directly. Instead, he sat in the car and fell into thinking. This will be a brand new life waiting for him. He didn't know how to face it for a moment.

Ten minutes. After sitting in the car for ten minutes, he still didn't straighten it out, and his heart was agitated.

At this time, Sun Chao suddenly remembered the words of his most admired instructor in the Army: "a man should stand up to heaven and earth, right or wrong, as long as he does not betray the country and the people, then do what you think is right."

"Pa"

Sun Chao slapped the steering wheel.

Do, hesitation so much, do what, people dead birds in the sky, afraid of a ghost ah.

Although there are too many doubts in my heart, since I am determined to follow Tang Qing, I have nothing to think about. Even if I break the law, since I owe Tang Qing and others look up to me, what can I say? As long as I don't fight against the country and the people, he will do it without hesitation.

Sun Chao, who unties his heart knot, returns to his mother's ward with some fruits in his hand, which Tang Qing bought on the road before. They are all the most expensive.

"Chao'er, what are you doing with fruit? It's a waste of money." Seeing her son come in, sun's mother's face is full of joy and smile, but she feels a little sad when she sees the big bags of fruit in Sun Chao's hands. She knows that her son has a huge debt on his back. When she sees his son buying things for him, she will think of it unconsciously. Although she is moved, in her opinion, if she can save a little, let her son pay off the money one day earlier, otherwise she will owe so much money Even the daughter-in-law is hard to get. In her opinion, it is the burden of her old mother that makes her son bear such a heavy burden, and no one is willing to marry her son.

"Niang, I didn't buy it, but the one who paid for it." Sun Chao laughs that Tang Qing bought a lot of fruit on the roadside before. At first, he thought Tang Qing bought it for his uncle's house, but when he left, he knew it was for his mother. Because he bought too much, less than one-third of the fruit is now brought up, and there is still a lot of fruit in the trunk.

Tang Qing is also very rich now, and he doesn't have a number of things to buy. Anyway, if he looks good, he'll pack them. If he doesn't worry about breaking them, he wants to stuff the trunk. After all, even if it's full, it can be thousands at most. Now for Tang Qing, it's no different to spend 100 yuan.

"Well, chao'er, I really owe you a lot of money this time. It's all my mother's fault. If you owe so much money, it's all my mother's fault." The grandmother couldn't help crying.

"No, you gave birth to me and raised me. That's a great kindness. I'd like to owe you any more money." Sun Chao quickly took out a piece of paper to wipe his mother's tears. Now his mother has just finished the operation, and she can't get out of bed, so she is struggling to sit up.

See his mother cry, Rao is determined, he can't help but blush.

"Chao'er, sit down quickly. What did the boss ask you to do just now?" Sun's mother also stopped her emotion and said.

"He introduced me to a job and worked as a driver for him. He went to go through the entry procedures tomorrow. Even I drove back and parked outside the hospital." Sun Chao does not dare to say the identity of the bodyguard. He is afraid that his mother is worried about his own safety. At that time, his mother will feel more guilty when she thinks about the dangerous thing of being a bodyguard. This kind of mood is not conducive to the recovery of the body.

As soon as she heard that her son had a job, she said happily, "well, that's good. You must work hard. You can't be half hearted. You know, we don't ask for a salary. After all, we owe so much money to others, so you can support yourself."

"Yes, I see. Then I'll rent a house near the company to take care of you." Sun Chao promised.

"Where do I need you to take care of me? When I get well, I can't walk any more. At that time, I'll find an easy way to earn some money. I've also asked the doctor. The doctor said that I can't do heavy work in the future. There's nothing wrong with everything else." The grandmother said that she didn't want her son to bear the debt alone. She also wanted to pay off the money early and give her son a daughter-in-law.

"No, you've been tired all your life. You should have a good rest. I'll make money. Although he didn't say how much he paid, he won't treat me badly with his character." Sun Chao said that although he didn't know the salary of the Vice Minister of security that Tang Qing had said before, it should not be too low. At that time, he would only leave some living expenses for himself and his mother.

"Well, you must repay them well. Our Sun family has never been a white eyed wolf." Sun's mother nodded.

"I see, mother. Come on, I'll peel an apple for you," said the doctor

。。。。。。The next day

Tang Qing received a phone call from Dou Jiao on her way to school and became a teacher.

With the guidance of Tang Qing, after a night's consideration, Dou Jiao has completely transformed Xu Xiangdong's brain into a mental patient, so the more she thinks about it, the more she is afraid. Finally, she decides to resign the next day and stay away from this "mental illness". She doesn't want to stay in this car shop for a moment, for fear that Xu Xiangdong's mental illness will suddenly attack.

Although it's a bit hasty and thoughtless to take refuge in Tang Qing, who only met once, she doesn't know why. Her intuition tells her that Tang Qing is not a bad person. This inexplicable trust can only be attributed to her mentality of being an only child and wanting to have a younger brother. She knew it wasn't love. After all, she wasn't a child. She could tell. Besides, I'm not a vegetarian. There are few people in Qingyan who dare to cheat me.

After hanging up the phone, Tang Qing can't help laughing. Thinking about Xu Xiangdong's "being" mentally ill, he feels funny and finally breathes a sigh of relief. Xu Xiangdong's original "smart" strike made him dissatisfied. Now Dou Jiao is preconceived, even if Xu Xiangdong is not mentally ill.

For Dou Jiao, Tang Qing is not looking for her to do his own loan management, or loan management is only a tiny part of the content.

The company established by Dou Jiao is just the rudiment of the future asset management company. Its main function is not to supervise other enterprises, but to provide information consultation and deal with some miscellaneous matters. For example, if he wants to involve an unfamiliar industry, who will do the whole industry investigation, pre preparation and personnel recruitment in a mess, of course, it can't be him, He didn't have the time.

For example, if he wants to raise funds or investigate the detailed economic data of a country, who will do it? It will also be this company. To put it bluntly, the main business of this company is to serve him. At present, loan management is just a miscellaneous business.

And now we don't need the company's huge scale. In the early stage, the company's business was mainly business information investigation. Although the country hasn't opened up the industry too much at this time, everyone is doing it. The boundary is really a little vague. In addition, it doesn't do business to the outside world, so he is not afraid.

At noon, Dou Jiao came to Baiwei restaurant as scheduled. Tang Qing also waited in the box early. This time, in order to let Dou Jiao get familiar with the business, he asked for leave in the last class.

"Here, that's what we're going to do at noon today, and it's one of your tasks in the future." Tang Qing handed over the prepared blank contract. Although it was blank, it just lacked some customer information and so on. All the terms were printed.

Dou Jiaogang looked down at the title of the loan contract on the first page, looked at Tang Qing angrily and said, "you, are you lending? It can't be usury. I won't do this job. "

"Take a closer look at the content, my Jiaojiao. What's the high interest loan?" Tang Qing said with a bitter smile.

Dou Jiao a listen also didn't say what, bowed the head to turn over the contract concrete content.

"The interest rate of 1% per month is very low. You can earn a lot of money with this interest. It's a high penalty. You don't want to make money by default, do you?" Dou Jiao, who is used to seeing the contract, finished it in three minutes. Closing the contract, she asked Tang Qing suspiciously. She can see it more deeply than Sun Chao and see some hidden conditions in the contract.

"I... It's like this Tang Qing is speechless. I'm a good man. OK, then I explained what I said to Sun Chao.

"Well, if I know you're usurious, I'll quit right away." Dou Jiao pondered for a while and said that as long as she didn't lend usury and had money, she thought the job was good.

"All right, I'll make usury. You can call the police." Tang Qing patted her chest and assured.

"Cut, you think I don't know the law, loaning money without breaking the law, what's the use of calling the police." Dou Jiao looked at Tang Qing with disdain. Does that look like you think I'm law blind?

"Well, hehe, that's the same thing." Tang Qing touched his nose and said with a smile.

That's true.

Our country does not have the crime of usury, and usury is not against the law. We can only say that the surrounding behaviors may be illegal, such as violent collection, illegal detention, second lending with state loans, and illegal fund-raising.

But as long as the money is your own, not borrowed from the bank, and not illegally raised, it's not illegal for you to set the interest rate. Moreover, it's an economic dispute, and even the police won't take care of it. Just like later generations, as long as it's not personal injury or mental devastation, the police can record a statement at most, and then let you go, negotiate or find the court to solve it Even if you go to court, you can get back the principal and interest at least 24% a year.

According to the national regulations, if the annual interest rate is higher than 36%, it belongs to usury; if the annual interest rate is lower than or equal to 24%, it belongs to the interest supported by the national law. However, the interest between 24% and 36 belongs to natural debt. The interest in this range means that if you have given this part of interest, the court will not support you to come back, but if you have not given it, the court will not support you I'll help people ask what you want.

Generally speaking, usury itself is not illegal in China. Even if you go to the Supreme Court, you have to repay at least 24% of the principal and interest of others. If you want to say that other people are loaning money, it is impossible to default.PS: brothers, please recommend and subscribe.