Chapter 98

Dou Jiao didn't speak during the whole borrowing process of recommending customers by the system. Tang Qing always said that he gave Dou Jiao a complete demonstration, which was also the last time. After all, it was not difficult. There was no need to bargain, and the contract was ready-made. If there was no risk assessment report to write, it would be completed in minutes.

In the future, he is ready to hand over the work to Dou Jiao. In the future, whether it's the customers recommended by the system or the customers with the remaining loans, Dou Jiao or her team will talk about it in the office first, and do a good job in information investigation. He is only responsible for remote transfer. After that, Dou Jiao will give him the contract and investigation report, and he will write the risk assessment report.

There's no way. The system says that it's not Tang Qing's handwritten report that won't let him. Tang Qing doesn't complain about it. He's not lazy enough. Moreover, even if the system doesn't require him, he will never allow himself to be lazy like that. That's basically useless.

This time, the other party directly borrowed one million yuan for a period of two months. This is required by the task, and he can't change it, because if he signs a one month contract, the system will not give money.

However, Tang Qing thought it over carefully. There is no one who always gives him loans for only one month. This is the banking system. For example, those national level loans are at least five years and ten years long, and the company and individual loans are calculated at least according to the year. The system must do this to take care of its own early development, otherwise it will only take a long time If you can get a loan for more than one year, you can't delay him. At that time, all the flowers will be gone.

Although he has lent out one million yuan, he still has one million yuan left this month, which is a big problem for him.

After thinking about it for a long time, Tang Qing couldn't think of a solution. It depends on the situation. Anyway, if the loan can't be made, the system won't punish him. He can't borrow money just to complete the task. He's not a Speculator and has to gamble on the other Party's keeping his promise.

As a person who is ready to become a banker, the first thing he should learn is to ensure the safety of funds. Just as there are regulations in almost all countries, banks can not directly participate in the company's equity investment and high-risk game. Think about it, if banks go to the sea to speculate in stocks, companies or foreign exchange to play futures, where are the investment institutions Who has more money in the bank? You can make a trend with money.

After dinner, the customer left with his staff in a hurry.

"Do you understand the process? Remember to do a good job in the information investigation of every customer, especially the use and repayment ability. We should make a detailed investigation. We have a low interest rate. If we are not careful, we will lose money and have no pants to wear. " Tang Qing told him that he also believed that Dou Jiao had no difficulty in doing this, but he still had to say what to say.

"You... You don't have pants to wear. They are girls. If you want to lose, it's you, not us. " Dou Jiao is not angry and says that when she sees the whole borrowing process, she finds that it is no different from other banks or various financing and borrowing institutions. In her opinion, this kind of thing is not the slightest challenge. She has to ask for such a simple thing, which is to question her wisdom.

"Jiaojiao, your focus is not right, OK. Anyway, you should be more careful. The future loan and repayment place are in the company, but you don't need to give money, and the money won't go through the company's accounts. It's extra work, do you understand?" Tang Qing said with a bitter smile.

Tang Qing is not stupid. If this account goes to a company, there will be a lot of trouble. The legality of business content alone is a time bomb. In addition, the state stipulates that individuals and companies or individuals and individuals can borrow money from each other, but companies and companies can't borrow money directly. They must have a financial license to ask for recommendation and subscription!