Chapter 281

When director Zhang came in, he laughed and said, "sorry, I'm late! i 'm sorry! Sorry

Zhang Qianxiu and others stood up to greet him. He was at least the director in charge of the loan approval of the whole city. He had a lot of power in his hands.

Shan Hong said with a smile, "director Zhang, it's not too late. The time is just right. You're a long way from the city. It'll take you an hour or two. We'll be there in two minutes."

Han Zhuoyue also said: "yes! I won't go back tonight. Our place has already arranged for you. "

Zhang Qianxiu stood on the side, looking at the three people politely, but his eyes were looking at director Zhang.

Director Zhang is a burly man. He is estimated to be about 1.8 meters tall. He should also have a hobby of fitness. He is full of momentum, especially when he is in an official position.

In his early 40s, he has a national character and a healthy face.

People can't judge their appearance. People who are really upright will not do such things with Zhang Qianxiu.

Zhang Qianxiu looks back at Lin Qi.

Lin Qi stood behind and didn't say a word. As soon as Zhang Qianxiu looked at her, she immediately found that her eyes were always looking at Zhang Qianxiu.

Lin Qi's look is very strange, and Zhang Qianxiu looked at each other, immediately took back his eyes.

Zhang Qianxiu was aware of some things in his heart. The world is full of different transactions, some visible, some invisible.

Zhang Qianxiu didn't have many opinions on this. He was not a good man himself, and he was not qualified to judge other people's behavior.

After they exchanged greetings with director Zhang, Shan Hong made an introduction to Zhang Qianxiu: "director Zhang, this is Zhang Qianxiu, boss Zhang."

"Boss Zhang, Zhang Yunhui, director Zhang."

Zhang Yunhui held out his hand and said with a smile, "boss Zhang is young and promising."

Zhang Qianxiu also showed a smile: "director Zhang, I'm flattered. I'm just making a fuss. I can't compare with you. In the final analysis, we are still some ordinary boss surnames."

All these are the words of the scene. Everyone carries the sedan chair. Anyway, if you say so many good words, you will not lose and the other party will be happy.

If you say something bad, there is no one in the world who doesn't like to listen to good words. It's just that everyone likes to listen to different good words. It depends on whether the speaker can catch each other's heart.

Zhang Qianxiu is no exception, he also likes to listen to good words, but ordinary people can't say it to his heart.

After being polite, everyone took their seats, and Zhang Yunhui naturally took the upper seat.

Although it's a round table, it's still the rule of the eight immortals table. It's the biggest position facing the door.

Zhang Qianxiu's left-hand seat is the second. According to principle, the third right-hand seat should be sat by Shan Hong, but Zhang Yunhui asked Lin Qi to sit. Finally, Shan Hong sat under Zhang Qianxiu and Han Zhuo sat under Lin Qi.

At first, no one talked about the loan. They were chatting.

Zhang Qianxiu chatted with him, paying attention to Zhang Yunhui's every move and speaking habits.

In order to manage the people below, Zhang Qianxiu studied the psychology of seeing people for a period of time.

Zhang Yunhui is a man who seems to be publicity, but he is not arrogant at all. He knows how to advance and retreat.

When others compliment him, he is very happy, but he will be modest and return a few polite words.

Sometimes, when you see Shan Hong and Han Zhuoyue, there is a flash of disdain. Moreover, when you smile and your eyes are slightly narrowed, you can't see it at all.

When others speak, Zhang Yunhui either looks at each other and listens carefully; Or head down to eat, nod from time to time, agree with each other's point of view.

But Zhang Qianxiu noticed that when he looked at each other, he looked very serious and listened; When he lowers his head to eat, it's when he can't manage his expression well. He's afraid of showing his flaws and has to lower his head to sort out his emotions or facial expressions.

However, when Zhang Yunhui looks at Lin Qi, he has light in his eyes. Although his level is not low, he still means to please Lin Qi when he talks to her.

People like Zhang Yunhui have a deep mind and don't show their ideas easily.

Zhang Qianxiu doesn't know if he is a lecherous person, but Zhang Yunhui is really good for Lin Qi.

After three rounds of wine, five flavors of food.

Shan Hong picked up the topic: "director Zhang, boss Zhang, you are here today mainly for our cooperation in the issue of loan."

"In terms of operation, there is almost no risk. As long as we don't mess around, we are basically picking up money."

Zhang Yunhui put away his smile, put down his chopsticks and listened carefully.

Zhang Qianxiu also put down his chopsticks.

Han Zhuoyue took out Hongtashan and gave us one.

Shan Hong said: "before, we had no one in the audit department. We didn't dare to guarantee how much we could borrow and whether it would be revealed."

"Now that director Zhang has joined in, there is no problem in the audit. The final problem is the spot check from time to time. However, we have experience in dealing with these problems, and the problem is not big."

Zhang Yunhui shook his head: "it's not a big problem. If something happens, I, you and manager Han will all end up in prison. Boss Zhang is not in our system, and the result will be no better."

Shan Hong was embarrassed: "director Zhang, you are right, but now we have so many people, and we have no reliable people in the CBRC."

Zhang Yunhui glanced at the crowd and said, "I have!"

"Millions. It's too small. I have a relationship with the CBRC. At that time, brother Zhang will apply for a loan. The bank chief and manager Han will accept it, and I will approve it. Even if the CBRC wants to check it, we can avoid it."

"A year, 50 million loans, even if the lowest profit, there are four million, six of us, 660000 each."

"Of course, we have to discuss the profit distribution."

Zhang Qianxiu immediately frowned, a year loan 50 million, the risk is too big.

What is the concept of 50 million now?

At present, the average worker's monthly salary in the county seat is about more than 100 points. In a city like Shangjing, the average wage is also more than 200 points.

By 2019, the average wage of non private enterprises in Shangjing will be 14000; Private sector, 76.

If calculated according to the salary, even in the private sector, it has increased by 36 times.

50 million is equivalent to about 1.8 billion.

If we compare it with GDP, it will increase by 56 times, which is equivalent to 2.8 billion.

If the price of housing is increased by 50 times, it will be equivalent to 2.5 billion yuan.

For this amount, we should collect the wool of the country. If we are caught, we will die.

At this time, when the State Administration is at its strictest, it is basically trying to impose heavy penalties.

Most importantly, Zhang Qianxiu is not familiar with Zhang Yunhui.

Let alone one more person.

At that time, as long as there is a problem in one place, you will have to stay in prison for a lifetime.

Although when it comes to time, he has his own people from the aspects of application, acceptance, audit and supervision, and it is reasonable to say that there will be no problem, he does not trust people he does not know.

Moreover, even if he does make 50 million yuan, the average annual profit will be 660000 yuan. Even if Zhang Qianxiu strives for more, the maximum profit will be 1 million yuan.

In the 1990s, every household with ten thousand yuan was an elder. With a value of one million yuan, he was definitely the elder of the elder, but Zhang Qianxiu didn't really think much of it.

To take such a big risk for a million a year.

Zhang Qianxiu didn't think much at all. He stood up and said, "director Zhang, I have a long way to go. If I play too much, I won't participate."

Zhang Yunhui immediately frowned: "boss Zhang, what do you mean? You know what we're going to do, and now you're not going to play, and play us like monkeys? "

Shan Hong is also a little unhappy. After all, he wants to do it. If he can get 660000 yuan a year, he will quit after two or three years. He has more than one million yuan and takes interest in the bank. He has more than 100000 yuan a year, which is enough for him to live happily.

Besides, Shan Hong thinks that if he cooperates with us, there will be no problem.

The money has been in the bank all the time and has not been taken out for venture investment. From the audit to the CBRC, they all have their own people. What can go wrong?

Zhang Qianxiu also understood that if he left, they were really hard to do, and they must be afraid to report.

Zhang Qianxiu looked at Zhang Yunhui and said, "director Zhang, if you say something unpleasant, I'm not familiar with you. Today, my main purpose is to know more about you."

"But you're going to bring in new people, which I don't know."

"If one of you has a little problem, will all of us follow suit to squat?"

Zhang Yunhui looks at Zhang Qianxiu with gloomy eyes. Although Shan Hong is a little unhappy about Zhang Qianxiu's withdrawal, he sees that Zhang Qianxiu and Zhang Yunhui are about to fall out and quickly says something good: "director Zhang and president Zhang, we don't understand each other. We can understand each other slowly. We don't say we are going to get a loan today. We are still discussing this."

Zhang Qianxiu's face remained unchanged.

Zhang Yunhui's face gradually eased, "ha ha" a smile, said: "brother Zhang, we are all surnamed Zhang, are Zhangjia people, say familiar is too polite."

"Besides, even if we are not familiar with each other, we can get familiar with them gradually."

"If you don't want to make a steady profit, you can make hundreds of thousands of dollars a year without doing anything. Where can you find it?"

Zhang Yunhui saw that Zhang Qianxiu didn't have the slightest hesitation in his eyes. He really wanted to quit.

But Zhang Qianxiu's family knows these things. If they want to make money, they must pull Zhang Qianxiu into the water together. Otherwise, they can't do it and dare not do it.

In Zhang Yunhui's mind, he still wants to make this money.

In this era, you don't have to do anything in a year, just sign a few documents, and you can get tens of millions of money. Who doesn't want such a good thing?

More importantly, Zhang Yunhui is sure that he can do it without any risk, as long as the people who work together do not come out of the basket.

Zhang Qianxiu has another idea in his mind. He is likely to deal with the bank in the future. If he can get along well with these people, it will be much more convenient for him to deal with the bank in the future.

It is impossible for anyone who does business, especially the big one, not to deal with banks.

Especially in the private sector.

No matter what era or region, if you look at those enterprises and groups, as long as they are bigger, almost none of them have no contact with banks.

When you earn money to develop, day lily is cold.