Chapter 282

Seeing that Zhang Qianxiu didn't leave immediately, Shan Hong said, "boss Zhang, let's sit down and have a chat. What do you think?"

"What's more, we can discuss slowly what's the matter, what's the problem, what's the worry. There's no need to make a decision so soon."

Zhang Yunhui said with a smile, "boss Zhang, I've made a penalty for myself. I was a little too blunt just now."

Zhang Yunhui said and took up the wine.

Zhang Qianxiu raised his hand: "director Zhang, even if I'm punished for drinking, I was a little arbitrary just now."

With that, Zhang Qianxiu also took up the cup: "this cup, I respect director Zhang."

Zhang Yunhui's wine cup has been put back. It seems that he talks and plays like a fool; If you drink it, isn't it really self punishment? He's a director, at least.

This logic may seem to some people to moan, but the fact is that some people will think so.

Zhang Qianxiu took the cup and offered it to Zhang Yunhui, who would not be embarrassed.

Zhang Yunhui and Zhang Qianxiu banged with a smile and said, "boss Zhang, you're so powerful!"

They gulped down the wine and sat down again.

Zhang Qianxiu said, "director Zhang, I just told you my worries. I met you for the first time."

"To put it in a bad way, director Zhang, can you trust me?"

Zhang Yunhui nodded: "it's true."

Zhang Qianxiu took a deep breath and said, "besides, the person or company who applied for the loan belongs to me. If something goes wrong in the future, it must be me who will bear the 50 million."

Shan Hong hastened to say: "this will never go wrong. We don't invest in it. The money is still in the bank. We just use our power to earn a difference in interest."

Zhang Qianxiu shook his head: "that's what I said, but no one knows if there will be any problems or what kind of problems."

"Fifty million is not a decimal."

"Now a worker can earn three or five yuan a day and more than one hundred yuan a month. Even if it's one hundred and two yuan a month, it will take more than 34000 years for him to earn back."

"Single line chief, you are the governor of a county bank, 50 million, you can get it in a year, at most 5000 or so? It will take 10000 years to make it. "

"None of our history has been written for so long."

Shan Hong frowned slightly: "boss Zhang, do you still doubt me?"

Zhang Qianxiu shook his head: "it's not to doubt you, but to express the worries of all the people present. No matter who put this sum of money in their hands, other people will not rest assured."

For a moment, everyone was silent, because what Zhang Qianxiu said was right.

If a loan of 50 million yuan is to be made, it is definitely a question of who will take the money.

"Set up an organization and use it to save this sum of money." Lin Qi said.

Zhang Qianxiu asked, "who is in charge of this organization? We can not see the light of this sum of money, can not appear in the contract, can only rely on the trust between us

Zhang Yunhui looked at Zhang Qianxiu and said, "boss Zhang, what do you mean?"

Zhang Qianxiu shrugged and said, "I don't have any opinions. I just put forward the problems."

In fact, Zhang Qianxiu was interested in this sum of money.

However, the cost is a little high.

50 million yuan. Even if the interest rate is the lowest, it will be 8% or 9%; For ordinary people, it may take about 13% to get a loan.

The interest of 9% came from Shan Hong's relationship.

50 million, the annual interest will be 4.5 million, and the interest will be paid to other people.

When they deposit the money in the bank, they have five to sixteen percent interest. What they earn is the interest.

At present, the interest rate of banks is very high. It will probably wait until 1996, 1997 and 1998 to cut the interest rate for three consecutive years. The interest rate of fixed deposits for five years will be reduced from about 15% to about 2.5% per year. Later, it will be adjusted back, but it will not exceed 5% per year.

Zhang Qianxiu made a big budget estimate. If he wants to use this sum of money, he will pay about 15% of the annual interest rate.

50 million, 15% interest, 7.5 million a year.

The reason why Zhang Qianxiu knows things is that ordinary people have no way to borrow so much money from the bank. As long as Zhang Qianxiu takes this sum of money, he can start to show his talents.

Zhang Yunhui, Shan Hong and Han Zhuoyue are discussing how to keep this sum of money. Although they are all deposited in the bank, whose name should they use? This is a big problem.

Zhang Qianxiu thought in his heart whether he would take the 50 million yuan and then pay 15% of the annual interest.

Lin Qi looked at Zhang Qianxiu and didn't say a word.

It has become a question of who should put the money in his hands, and Zhang Qianxiu has never made a statement.

Until the end of the show, there was no result of discussion.

Zhang Qianxiu comes out of haolaixuan and is getting ready to get on the bus. A burst of fragrance comes. Lin Qi is behind him.

"You want that money?" Lin Qi whispered.

Zhang Qianxiu looked back: "do you want to go back? What about them

"Sent director Zhang to the hotel." Lin Qi looked at Zhang Qianxiu and said, "do you want to take that sum of money?"

Zhang Qianxiu noncommittal said: "that money is too much, took hot."

"You just want it." Lin Qi affirmed: "do you want to take it or do business?"

"You see me like this?" Zhang Qianxiu continued: "moreover, that 50 million is really hot. I don't want to make trouble for myself."

Zhang Qianxiu can't admit it to Lin Qi.

Zhang Qianxiu doesn't know the relationship between Lin Qi and Zhang Yunhui, but he can be sure that the relationship between Lin Qi and himself should be the furthest.

"I can help you," she said

"Otherwise, if you don't get it, Zhang Yunhui and my brother can't rest assured that the money is in your hands. 50 million, you said, my brother will earn it in 10000 years."

"Even if it's director Zhang, even if it doesn't take 10000 years, it will take 9000 years to earn it."

"If the interest is five thousand a year, I estimate that it may reach eight million. If you save it for a few years, it will turn into 100 million."

Zhang Qianxiu frowned slightly: "you drink too much, go back to rest early."

Lin Qimeng grabbed Zhang Qianxiu: "do you think I'm dirty?"

Zhang Qianxiu was stunned for a moment, and instantly understood what he meant: "I don't think it's everyone's choice."

"I'm going back. Go back and have a rest yourself."

Zhang Qianxiu said and got into the driver's seat.

Lin Qi stood in the way of the car and refused to let Zhang Qianxiu close the door. His eyes were slightly red: "today, we all know in our hearts that there will not be a result, but when we speak, we are fighting for our own interests."

"50 million can expose the humanity of all people."

"I also want to find a way back for myself. I definitely get the least. You have taken a lot of risks, and the proportion should not be low."

"If you want to control the 50 million, I'll get it for you, and you give me two million."

Zhang Qianxiu asked, "how much do you have in your passbook, plus all the things you have, and all the assets your parents have?"

"Less than a thousand." Lin Qi said with a smile, "do you think I'm talking about two million too much?"

Zhang Qianxiu shook his head: "no, I mean, you are all a little crazy today. All the wealth of people present today, except me, including the house and hometown, does not exceed 50000 yuan. Here we discuss how to set up 50 million yuan."

"Go back to sleep."

Lin Qi suddenly hugged Zhang Qianxiu's neck and gave him a kiss on his face: "I like you, but if you think about my proposal, I'll help you convince them that you get 50 million yuan and give me one million yuan as a reward."

With that, Lin Qi turned and strode away.

Zhang Qian Xiugang just subconsciously raised his fist, wanted to move it, and slowly put it down. This is the problem that he can practice with Ge Qingshan these days.

Just now Zhang Qianxiu just subconsciously reaction, want to hand, wait for him to stop, Lin Qi has quickly in his face kiss.

Zhang Qianxiu didn't care too much. He wasn't old-fashioned either. On the contrary, he looked down on such things.

It was already a little cold. Zhang Qianxiu closed the door, lit a cigarette, and sat in the car smoking.

Although Zhang Qian Xiugang just told Lin Qi that everyone was crazy, he was also a little crazy at this time.

Zhang Qianxiu is also thinking about the 50 million.

If there are 50 million, what can we do?

Expand scale, expand production, make money!

But there is a problem, that is, the loan is usually five years at most, the interest is simple interest, and the principal is paid back once a year.

In other words, if he takes the 50 million yuan, he must pay about 8 million yuan of interest every year within five years, and 50 million yuan after five years.

In five years, 50 million, 90 million.

How much can he earn with 50 million in five years?

This is an unknown number.

If he doesn't make it in five years, he'll be in big trouble.

If we don't want the 50 million yuan, he can develop slowly. Now, although he is developing slowly, his development is stable.

The rice shop is making money, the Playfair biscuit factory is also making money, and the Dongtai cannery is about to make a profit. Yihua printing factory didn't lose any money and didn't make any rectification. There are previous orders, as well as current orders for lottery tickets, posters and cartons, which are also making profits.

Everything is booming. Not to mention a billionaire, Zhang Qianxiu feels that he will become a multimillionaire sooner or later.

On the one hand, stability and success can be seen. He will sing all the way to the future; On the one hand, they are radical, unable to see the road clearly and in darkness. However, as long as they fail, what can be foreseen is imprisonment and debts that may not be paid for a lifetime.

I smoked two cigarettes, but there was no positive answer.

Zhang Qianxiu took a deep breath, shook his head, started the car and drove home. Maybe he could ask Su Yuwei if he could have the answer he wanted.

Zhang Qianxiu has a kind of faith in Su Yuwei.