Chapter 343

Zhang Qianxiu went to the bank to exchange gold. He is going to meet belfshka this evening. So far, the gold is not ready.

Now there is a problem in withdrawing money, that is, you can't withdraw money from other places without a bank card. If you have money in city a and want to use it in city B, you can only transfer money by wire.

Telegraphic transfer is that you first transfer money from the bank in city a to city B. by means of telecommunication, the bank in city B will receive it. Then you can go to city B to get the money order and change it into money.

Zhang Qianxiu asked Lin Qi to remit money to him, but he never got it.

The bank Zhang Qianxiu went to was the same one he went to last time.

After arriving, Zhang Qianxiu went to Gong Zhihua first.

When Gong Zhihua saw Zhang Qianxiu, he was still surprised: "boss Zhang! I didn't expect that you would come to me again. Have you considered it? "

Gong Zhihua saw Zhang Qianxiu's money order a few days ago. Suddenly, such a large sum of money came to the bank. It didn't take long for the whole bank to know all about it.

Since Gong Zhihua knew that it was Zhang Qianxiu, he had been waiting for Zhang Qianxiu, thinking that Zhang Qianxiu would come back to play deposit arbitrage.

Who knows that Zhang Qianxiu hasn't been here? Today, when I saw him, I thought he had figured it out.

Zhang Qianxiu said, "manager Gong, this time I'm not here to discuss the deposit. Can you change some gold for me?"

It's very troublesome to exchange gold in the bank. Except for the head office, the general branches will not put too much money.

Gong Zhihua shook his head: "boss Zhang, I don't care about this aspect of business, but I can help you say, how much gold do you want to exchange?"

"Three million, right away." Zhang Qianxiu said.

Gong Zhihua was surprised and said with a bitter smile, "boss Zhang, today's gold price is seventy yuan and sixty cents, which is about forty-two thousand four hundred ninety-two grams. The difference is only a little eighty-five Jin. The bank can't have so much gold. It's necessary to apply with the above."

Zhang Qianxiu was thinking about how to get so much gold, which was hard to do.

Gong Zhihua saw Zhang Qianxiu's thoughts and said, "boss Zhang, I can think of a way for you, but I want one percent commission."

"Yes!" Zhang Qianxiu said.

Gong Zhihua said: "you can go to the black market. I know some people who have a lot of gold to sell. They can buy it from 69 to 70, which is similar to the purity of the bank."

"What's the point of withdrawing money?" Zhang Qianxiu said, "you can't prepare three million for me right now, can you?"

"It's easy to handle. With personal checks, you have 49 million yuan in our bank, and it's still no problem to give you 3 million yuan." "However, when we withdraw the money, we will directly deduct three million," Gong said

"Withdraw another ten thousand yuan for me. As for your commission, I'll calculate it when I withdraw it." Zhang Qianxiu said.

"No problem, but before that, you still need to open an account and transfer the money to your account." Gong Zhihua said.

The biggest advantage of Gong Zhihua's doing this is to provide business for the bank, because if the money doesn't get better now, he will basically stay in this bank all the time.

Zhang Qianxiu didn't care either. He promised Gong Zhihua to open an account.

With Gong Zhihua's help, everything was handled very quickly, and it was finished in ten minutes. Zhang Qianxiu also got a check, with a total amount of five million.

After everything was done, Gong Zhihua took Zhang Qianxiu and Kong Zhiwen out of the bank and drove for more than ten minutes into an alley.

There is nothing special about this alley. The residents come and go.

But this alley is like a labyrinth. It's hard for ordinary people to find it.

Gong Zhihua knocked on the door of a courtyard. A middle-aged man in ordinary clothes opened the door: "Oh, manager Gong, come in and sit down."

It seems that the two sides are very familiar, and this person speaks with a local accent, not from Shangjing.

Gong Zhihua said, "Lao Lu, I brought you a client. It's the old rule."

"This is boss Zhang."

The middle-aged man said to Zhang Qianxiu with a smile: "boss Zhang, sit inside, sit inside!"

Following the middle-aged man into the room, the middle-aged man was busy delivering cigarettes and tea and asked, "boss Zhang, my name is Lu Tongyun, just call me Lao Lu."

"Boss Zhang, how much do you want?"

With that, Lu Tongyun handed Zhang Qianxiu a cigarette.

Zhang Qianxiu took the cigarette and said, "90 Jin."

"Jin?" Lu Tongyun was shocked.

"Yes, today." Zhang Qianxiu said.

"I want to ask. I don't have so many goods in my hand. Wait a minute. I'll call and ask." Lu Tongyun said.

Zhang Qianxiu nodded: "if it's not enough, you can prepare 60 Jin for me."

Lu Tongyun said with a smile: "well, well, I will give boss Zhang enough."

Lu Tongyun turned around to make a phone call. Gong Zhihua said, "boss Zhang, if you have any financial problems in Beijing, you can come to me. Even if it's a trading problem, I can solve some."

In fact, Zhang Qianxiu still admired Gong Zhihua. Seeing him like this, he knew that he had a good time in Shangjing.

Zhang Qianxiu asked casually, "how can they have so much gold?"

Nearly 100 Jin of gold is not a small amount. Even if it is used for gold recycling, it is impossible to have so much gold in hand. Even for those gold jewelry processing plants, it is not so easy to gather up gold.

However, Zhang Qianxiu didn't understand this aspect, and he didn't know how to do it.

"They are all gold dealers, and they collect all their gold," Gong said

"There are gold deposits in the upper reaches of some rivers. Due to the accumulated soil erosion, some gold deposits are washed into the river. Because gold is relatively heavy, it will settle down in some waters."

"Some people will use boats to dig sand in the river. After filtering and refining, they will turn into gross gold. This kind of person is a gold digger. The purity of the gross gold is not enough, and the gold diggers will not continue to purify it. If there are too many gold diggers, it is not easy to sell them to the banks. They will sell them to these gold dealers. "

"After purification, gold dealers will sell it."

Zhang Qianxiu probably knew who the gold would be sold to. Most of the money came from unknown sources. With gold, it is convenient to carry and collect, and it is hard currency.

Zhang Qianxiu asked: "does the state care?"

"Don't worry Gong Zhihua gently smile: "but can't manage so much, those gold seekers will go to the mountains and forests, walk for a long time without a village, who has nothing to go to those places?"

"But it's difficult to transport materials in such a place. Their ships need to burn diesel, and the cost is not small."

"There are also some people who will give some benefits to local villagers in remote places where there are people, so that they don't report."

"In fact, there are not many people to go for gold. Generally, about ten people are enough. This includes repairmen, especially those who repair diesel engines. No matter what happens to diesel engines, they have to be able to repair them, and they can't often replace parts. In addition, there are miscellaneous, cooking, refining and so on. In the weather like this, they don't dig either. In the north, it's basically after March and April of the lunar calendar and before October. "

Zhang Qianxiu couldn't help sighing and said: "in order to make money, you can really eat any hardship!"

It's not hard for Zhang Qianxiu to imagine that in a certain section of the deep mountains and forests, a boat stops alone and keeps digging sand. There are only ten people there. There's no entertainment. They stay for months.

Gong Zhihua said: "generally speaking, the boss earns more. Those who go to work are basically four or five hundred yuan a month, which is higher than the salary outside."

"I know some gold diggers. Some people have found a good place. They can make millions or tens of millions a year, and some lose hundreds of thousands a year."

"These gold miners can't be taken away by their boats, and their positions are basically different every year, unless they are in a very good position."

"Every year they buy a boat when they come and sell it when they leave. The depreciation cost of the boat is very high. They also need to burn diesel oil. In some places, it's very difficult to transport materials, so they have to buy horses and transport diesel oil. Ordinary people can't afford such a thing."

Zhang Qianxiu was a little interested in this thing and asked Gong Zhihua some questions, but Gong Zhihua only knew a general idea and didn't know the specific operation mode.

After talking about the gold rush, Zhang Qianxiu asked, "by the way, manager Gong, are there many Siheyuan in Shangjing?"

"Ah? Courtyard Dwellings? Yes Gong Zhihua said: "Shangjing is everywhere."

Zhang Qianxiu asked, "can I buy Siheyuan now?"

"Yes, but not many people buy it. Siheyuan has a long history." Gong Zhihua said: "those things are troublesome to maintain."

Zhang Qianxiu asked, "how much is a set?"

"There are two or three hundred thousand to one million, depending on the size, more than one hundred square meters need two or three hundred thousand." "Is boss Zhang interested?" Gong asked? If boss Zhang is interested, I can help to contact him. "

"Now the buildings in Beijing are only about 1200 square meters."

"I'm not interested in buildings, but I'm interested in quadrangles," Zhang said

When Gong Zhihua saw that Zhang Qian Xiu was really interested, he immediately became enthusiastic: "boss Zhang, I have resources in my hand. If you are interested, I can introduce you."

Zhang Qianxiu said, "I don't know much about the siheyuan in Shangjing. Manager Gong, please give me a brief introduction and I'll think about it."

Gong Zhihua said: "it's better for the siheyuan to be in the East and West cities. Although the price may be higher, it's the most central location."

Zhang Qianxiu asked, "what price is that?"

"The price of 300 Ping is about 800000." Gong Zhihua said: "but there is one thing I can tell boss Zhang. Those who can sell their houses are basically too poor to support. They have to decorate their own houses."

The local people who went to Beijing were poor. If we put it in 20 or 30 years' time, no one would believe it.

However, it has not yet been fully developed. People in Shangjing have to go to work to get money and food. Some people who have no jobs, unlike people in rural areas, have three parts of an acre of land. They can only do some small businesses or do some other business. Naturally, they have a tight life.