Chapter 388

President Ma's attitude of seeking truth from facts and solving problems has calmed the mentality of senior executives, especially Peng Lei, who was a little angry and wronged just now, seems to have found a vent at this time. Just listen to her:

"Ma general, colleagues, now Alipay's development and many problems that face, I think you all know one or two, although Alipay is responsible for independent development, but in the organizational structure and development planning and other aspects, are controlled by the parent company!

Since Peng Lei joined Alibaba more than ten years ago, everyone should know what kind of person I am.

So I think the main problem facing Alipay now is that in terms of functions and services and other aspects, the gap between payment and payment is getting bigger and bigger. Through the introduction of several very good and practical functions and services, Alipay will not be able to push forward one item.

You must be very curious about what the reasons are, there are many reasons, but I think the second point I want to say is that the most important reason is that Alipay is not independent enough.

"Alipay is not independent?" Peng Lei said, and the faces of the executives were all very wonderful. What is not enough independence? Alipay, under the leadership of Peng Lei, has already had great autonomy in the parent company's flag. This is not enough independence. Is it necessary to separate the money from the public and then independence?

Or, many executives speculate that this is the rhythm that Peng Lei wants to be king alone. Is it because she has a bad relationship with the current second in command Lu Zhaoxi?

Thinking of this, many executives glanced between Peng Lei, Lu Zhaoxi and President Ma intentionally or unintentionally.

However, President Ma, who is at the helm of Alibaba, even heard Peng Lei's amazing words, still asked calmly:

"Tell me why!"

Ma's statement is that the executives at the meeting are different in their minds. Is it true that Ma has really gone out with Alipay?

Peng Lei looked at the horse and looked at the same mind as other executives. That is, Ma always wanted to go out of Alipay alone. What reason and reason did he not know?

Peng Lei has no longer held back. Since the charge of Alipay, especially since the competition between the two sides in recent two years, the identity transformation and contrast between an overpass and a pursuer has made her and Alipay team weary. Therefore, she has no longer to worry about what she said, she said:

"Since about half a year ago, the payment system has continuously launched several functions and services such as credit scoring system, which we did not have in Alipay. At that time, our internal senior executives considered that these functions launched by the payment system are very promising and valuable.

That is, from then on, internal voices began to say, "three people must have my teacher, as a competitor, to pay some advantages of the whole body, we Alipay should learn from it."

Slowly, however, we found that the speed of learning and paying is completely behind the new functions and services of payment. With the goal of learning, our Alipay team has become lazy and numb.

Half a year, whether I am or Alipay team, feel very tired, because we feel that we are no longer doing a product, to do a career, but to do a job of making money!

I have reported these problems to the senior management of the group many times before, but there has been no news or too many replies. I just blindly asked us to make up for the functional and service gap with Alipay.

In addition, Alipay is now a business module within the group. In the eyes of the outside world, Alipay is Alibaba, instead of being an independent third party company, which makes us miss many opportunities to cooperate with the outside world.

In addition, another point is the relevant provisions on the payment license of third-party payment companies issued by the central bank last year. Not long after that provision was issued, Huizhong separated Alipay separately.

Later, Huizhong introduced foreign shareholders in round a financing. I think part of the reason is to avoid the problem of the proportion of foreign capital in shares mentioned in the regulations. However, the regulations do not mention the specific restrictions on the proportion of foreign capital, that is to say, the above does not want foreign capital to intervene in domestic third-party payment companies.

If we can not get the payment license as soon as possible, then according to the regulations and the above requirements, Alipay is likely to stop after the arrival date. "

The "stop?" Peng Lei's amazing speech has directly asked several executives to speak out. In any case, they do not believe that Alipay may stop because it can not get the payment of a licence.

You know, Alipay has hundreds of millions of users, so the so-called law does not blame the public. How can it stop Alipay directly because of license issue?

Peng Lei and other senior executives of Alipay have only begun to realize that the above payment license has not been delayed for a long time. A big reason may be waiting for Alipay, who is still the leader of the third party payment field in China.

If the future pay exceeds Alipay to become the leader of the third party payment field, or the patience is being worn out, what will Alipay face in the future?

The senior executives were about to talk, and President Ma first said:

"Some time ago, I had dinner with some friends of the bank. During the meal, I asked about the attitude of the above towards the payment license. He told me that there was nothing to say, but inadvertently praised the president Fang of Huizhong!"

"What do you praise him for?" an executive asked curiously.

Mr. Ma glanced at him and said slowly, "praise him, young and promising, far sighted!"

After President Ma said this, the conference room fell into a short silence, and everyone was thinking about the deeper meaning of this sentence. There is no doubt that since he is a friend of the banking system, the meaning of this sentence is mostly related to the payment link incubated by Huizhong, which has been talked about by the industry and Internet peers. There are two things.

First, Alipay is independent from Huizhong, and its business scope has changed from the business in Huizhong system to the business involving third-party payment in the whole Internet industry, including JD, Miya and so on.

Two, it is payment through WeChat to provide payment services support, the introduction of WeChat payment, this approach allows the national Internet peers, and even a lot of attention to WeChat, pay attention to the public and pay Internet world peers, feel admirable and amazing, a month of 37 million new subscribers, instantly paid the difference between the number of users and Alipay has greatly shortened.

In silence, the horse suddenly made a surprise: "we are ready to split Alipay!"