Chapter 1437

In China at the beginning of the 21st century, foreign exchange management was quite strict. In fact, even before Li Mu's rebirth, foreign exchange was still strictly required for ordinary people and enterprises. For example, the number of dollars that individual citizens could exchange each year was only tens of thousands of dollars.

At present, in addition to the central enterprises, there are not many enterprises with a total market value of more than $2.5 billion in China, let alone so many foreign exchange. Any enterprise that wants to get $2.5 billion in foreign exchange is basically a fool's dream.

If Li Mu wants to get $2.5 billion in foreign exchange, normally the only way is to find large capital funds from overseas capital market. Of course, the money in the hands of these large capital is more usury than usury. They will never allow a small amount of interest loans, because they have already passed the stage of profit by interest. What they want is shares of Muye technology, Li Mu The flesh of a herd.

For Li Mu, the head can be cut off, the blood can flow, and the meat can't be cut, so the only choice is to find ways to raise funds at home.

If I borrow money directly from the central bank, I may be able to borrow it by brushing my face. But it must be a very bad start, and it will bring criticism. If I can't do it well in the future, it will become a trick for someone to borrow. So Li Mu came up with such a way:

I want to borrow $2.5 billion from the central bank, not just by brushing my face, but by starting a private equity fund The first step is to raise 100 million US dollars equivalent RMB and exchange it equivalently;

then deposit the money in the name of private fund with the central bank, and then borrow 2.5 billion US dollars foreign exchange from the central bank with private fund, which is the second step;

private fund has no legal relationship with Muye technology, so Muye technology will again take the money from private fund The third step is to borrow the 2.5 billion US dollars and take them to purchase apple;

after the purchase of apple, Muye technology will obtain a large amount of US dollars from the US capital market when the IPO is completed, which is likely to exceed 20 billion US dollars. At that time, Muye technology will give 2.5 billion US dollars and the promised interest together to pay back to private funds and funds Repay 2.5 billion US dollars and the central bank's loan interest rate to the central bank, and the remaining interest rate difference will be directly converted into RMB with the central bank, together with the previous RMB margin, and even the principal and interest will be paid back to the individuals participating in the private placement, so that they can finally get 8% of the annual income promised by Li Mu. So far, the whole process seems to be over.

However, after that, Li Mu will give the central bank an extra big reward of gratitude!

After Muye technology goes public, it has more dollars in hand. When it comes time to find ways to invest these dollars in China as much as possible, it is equivalent to earning foreign exchange for the country.

For example, if Muye technology starts the production and R & D of smart phones and other hardware at that time, and directly invests a large amount of US dollars to build a large base in China, these amounts will be very huge foreign exchange, that is, the feedback it will give to the central bank at that time.

In order to borrow 2.5 billion US dollars of foreign exchange from the central bank, I have made so many preparations and follow-up feedbacks, so that the cooperation between Li Mu and the central bank can be completely open to the whole society without any loss. In this way, I will not leave any disaster to myself.

Moreover, we should not worry that our practice will lead a bad way. We have our own set of standards here. If other enterprises can really implement this set of standards, the central bank may not be able to get them.

……

Li Mu's whole speculation was easily realized by Chen Ze without any deviation.

At noon the next day in China, Chen Ze sent good news to Li Mu. After half a morning's communication, the central bank agreed to Li Mu's cooperation plan, and the central bank even gave a very big preferential treatment, that is, if Muye technology can invest 2.5 billion US dollars in China after listing, the central bank will reduce the interest of 2.5 billion US dollars borrowed by Li Mu And all handling charges.

Li Mu didn't care about the interest, but he was particularly excited by the attitude of the central bank, which means that he already had money to buy apple.

Immediately, Li Mu said to Chen Ze, "start the internal subscription in CSC club, and the specific data will be: annual interest rate of 8%, time cycle of 6-24 months, starting purchase amount of 10 million, increasing unit of 10 million."

At present, the annual interest rate of even the national debt robbed is less than 4%, and it starts at least 3 years ago. Later, yu'ebao is robbed by the masses, and the annual yield is also below 5% for a long time. Therefore, if the 8% annual interest rate given by Li Mu is sold to the whole country, 200 billion yuan can be robbed overnight, but neither Li Mu nor Muye technology has engaged in this kind of financial operation Ge, so Li Mu can only think of ways from the CSC club these second generation.

The annual interest rate of 8% is absolutely very high in the current social environment. However, for Li Mu, the cost pressure is not great. If we calculate more than 20 billion yuan in a year, the interest will be more than 1 billion yuan, or even less than 2 billion yuan, which is not as soft as those on Wall Street. Moreover, the money is used to buy apple, even if the interest is no longer Li Mu, who is twice as tall, doesn't blink.

As for the time period setting of 6-24 months, this is to maximize the flexibility of operation. The specific period depends on the time of the listing operation. If the listing is early, the actual interest paid will naturally be less. If the listing can be achieved after 6 months, it is naturally the best. If 6 months are uncertain, it will be up to two years.Li Mu has considered it thoroughly as a whole, and Chen zeben doesn't ask any more questions. He simply said, "well, I will inform them through the club's internal SMS platform in the afternoon, and then launch a subscription page in the background of our official website members."

CSC club has a complete set of page products, including the official website, member area and member's exclusive background. Any official online activities will have a corresponding activity page on the member's background. Members can view the activity information, apply for the activity registration or initiate consultation with the official staff on the page.

"We tentatively raised a total of 22 billion yuan. In the first phase, 5 billion yuan of subscription will be opened. In the first phase, there is no upper limit on the amount of individual subscription. After the completion of the first phase, the second round of 5 billion yuan will be launched every other day. The third round of 5 billion yuan is the same. The last 7 billion yuan will be put in the fourth round," said Li Mu

……

3 p.m. Yanjing time.

All members of CSC club received a message:

the fund co sponsored by Li Mu and Chen Ze, the founders of CSC club, will be sold to members of CSC club. The annual income of the fund will be 8% and the principal and interest will be guaranteed. Please log in the member background for details and subscription.

The rich second generation who can join the CSC club, even if they are no longer ignorant and unskilled, are very sensitive to the words "annual income 8%", "guaranteed capital and interest".

Looking at the annual income of 8%, but not the risk, it's a hooligan. Even if the annual income is 800% and the principal and interest are not guaranteed, few people are really interested. Even if they are interested, they may not dare to invest, but the principal and interest are different. This is an extremely powerful guarantee in the fund field. For investors, the only risk comes from the guarantee behind this fund, If the protection behind is reliable, the fund can basically be said to be zero risk.

This fund was launched by Li Mu and Chen Ze together. With these two people coming forward, this fund is already zero risk in the eyes of CSC club members.

So a large number of members quickly log on to the member center with computers, and see the specific information of the private fund in the background.

The annual interest rate is 8%, 10 million times, 6-24 months, with the principle guaranteed and interest guaranteed. These four points are enough to make everyone's mood ripple. The terms of subscription only for members of CSC club make them feel the comfort of playing with old drivers.

For most rich people, what they worry about is not that they can't find money, but that they can't find good projects for money.

There are many projects with 100% profit, but the success rate corresponding to 100% profit may be 10% or even lower. Most people dare not touch such projects;

there are also many projects with 10% profit. If the success rate is lower than 70%, most people will not see more;

projects with 8% profit, if the success rate is infinitely close to 100%, this is for anyone It has great attraction, even can make people rush into it.

Looking at yu'ebao is the best proof. For most people, with Alibaba bar as endorsement and support, yu'ebao's investment success rate is close to 100% wirelessly, so even if it has an annual interest rate of less than 5%, a large number of users will be robbed. When the total amount is the highest, it will exceed trillion.

Look at those P2P companies that have gone bankrupt, a large number of enterprises that are infinitely equivalent to leather bag companies, using Ponzi scheme to give an annual interest rate of 8-10%, even if there is no giant enterprise behind it, it can also make people crazy.

As a result, a large number of CSC club members performed the same scene in front of the computer:

"Hello, Mr. Chen, are you interested in the 5% guaranteed capital and Interest Fund Of course, there is no risk to protect the principal and interest. There is no place to invest when you have money. You can do it for me Don't worry. Don't you know about my family? How many billions can you swallow? Don't worry, I'll sign the contract with you and make it clear! "

"President Xu, how is your fund doing this year Oh, this year's investment market doesn't seem to be so good. If you lack stable investment channels, you can come to me. If there are too many, you can't guarantee it. It's 4-5% per year, 100% guaranteed capital and interest. There's no better project to consider Of course, it's true. It's all my own people. Can I lie to you? Specifically, if you take less than 50 million yuan, I will guarantee you 4%, 50 million yuan to 100 million yuan. I will guarantee you 4.5%, more than 100 million yuan, I will guarantee you 5%! "

"President Li, do you have any preferential large loan policies recently? The best interest rate is below 4%. If it can be controlled at 4%, I will return 1% to you privately. If it can be lower, the difference will be yours I can use a company shell to apply for you. You can calculate by yourself that if you can approve a 4% low interest loan, you can make a net profit of 1 million yuan a year. How much money is your company now? Is there a total of 200000? don 't worry! I have absolutely no problem with the operation. I can give you the cash directly at that time! "