Chapter 179

Mo Ming did not rush to force these people, he gave them enough buffer time.

Why "buffer" time, not "thinking" time?

Because, Mo Ming knows that this little time is not enough for these people to make up their minds. After all, this is a piece of fat meat, and for "installment repayment", they really have not contacted, and no one dares to try it easily.

After thinking for a long time, these "rich people" can't make up their minds.

At this time, Mo Ming spoke again:

"I know that you feel that you have suffered losses by installment payment, and you are not at ease. I'm afraid that these people will not recognize the account in the future. Let me solve these two problems for you!"

First, intimidate them with "rollover", forcing them to submit, and then help them to come up with solutions.

Mo Ming believes that these people will make the right choice:

"first solve the problem of" don't recognize the account ". Who among you has reached a consensus on the transaction? Now, in front of all the people present, you can sign a treaty in two copies in one form, which will be kept by both of you. In this way, you will not be denied the account, right? If you are still worried, you can have it in triplicate. I can keep one for you here! "

"Then, there is the problem of" loss ", which is easy to handle. You can do this. People who repay by instalments can make additional compensation interest at the time of each repayment. The interest can be 50% or 10%, 20% or 30%. Together with the agreed 12 times of the principal plus the previous four times of the principal, the total amount of money can be calculated in installments of 10 months or 12 months a year Or two years and twenty-four months. "

"That's all I'm talking about, isn't it?"

With that, Mo Ming pinched his waist and waited for the reply of the group below.

The "rich people" at the bottom looked at each other, and now they are confused.

Mo Ming, who was originally on the United Front, suddenly turned against him and exerted pressure on them, forcing them to make a choice.

If it's anything else, it's not so simple about money. They really haven't experienced this kind of thing

In fact, it's no wonder to think about it.

These children of the family are usually oppressed by clan rules. It's not pleasant to say. They have never seen so much money when they are so old.

Now that so much money is in front of them, can they be more careful?

Their minds are filled with Mo Ming's just words, thinking one by one. As Mo Ming said, their two biggest knots are "distrust", and the other is "fear of loss"!

But now, Mo Ming has solved them.

The problem of distrust can be solved by contract. It's nothing. The "fear of losing" is a little interesting.

Raising interest means making money. Who doesn't want to?

Who would think of too much money?

It's really difficult to get the ordinary children of these families to pay back hundreds of liang of silver at once, and they themselves are not short of money for the moment. Those who borrow their money owe them so much money, even if they collect interest, they can also collect a lot of money.

This is an additional income. Why not?

"Well, since Mo Mingge said that, I'd like to try it!"

In the crowd, I don't know who said it in a loud voice.

Some people took the lead, and others began to speak one after another, saying:

"well, it's not easy for you to pay back the money, and I'm not too difficult for me. You have written to pay off my money in 12 months a year!"

"Come on, I allow you to repay the loan in installments only in the face of Mo Mingo. But I have to charge 20% of the interest!"

……

Then, a new round of wrangling began.

The difference is that the focus of this conference is "interest"!

If one hundred taels of silver is used to draw 10% interest, that is to say, an additional 10 Liang silver will be paid; if 10% interest is withdrawn from 200 Liang silver, 20 Liang extra silver will be paid, and 30 Liang silver will be paid.

If 20% of interest is paid for 100 liang of silver, 20 liang of extra interest will be paid, 40 liang of interest will be paid for 200 liang of silver, and 60 liang of interest will be paid for 300 liang of silver.

If you take 30% of the interest, the interest rate will be even more terrible.

And this is only calculated to 300 Liang at most. You should know that the total debt here has reached 4.5 million taels, and there are a lot of people here!

If the total amount of debt is calculated, the interest rate will be a bit frightening

Perhaps it is these "rich people" themselves have noticed this, and they are embarrassed, so when they look for reasons, they have to take "Mo Ming" with them.

What to see in the face of Mo Ming, what to believe in Mo Ming what

Hehe, why didn't you see that in my face, give me more money?

People, in fact, this is the case. When you are useful to them, they will think of you for the first time. When you are not helpful to them, they will be indifferent to you.Just like now, they need the stage of "ignorance", and at the same time, they also need the name "Muming" to deter those who borrow money, for fear that they will not repay the money in the future.

Mo Ming stood aside. He listened to all kinds of "rich people" carrying his banner. He thought in his heart that you can't make you fight Laozi in vain!

The two groups of people at the bottom quickly reached an agreement. The vast majority of them chose the written contract in triplicate. For those who borrowed money and those who owed money, plus Mo Ming, one copy for each person.

In fact, this contract in triplicate usually takes a "third party" such as Mo Ming as a guarantor. For example, if the person who owes money suddenly fails to pay back the money, the borrower has reason to look for the "guarantor" of Mo Ming.

However, Mo Ming here is more special.

As a notary, he witnessed the signing of loan documents by both parties. As for the "guarantee"

Hehe, you didn't give me money. Why should I guarantee you?

In fact, even if Mo Ming is willing to be the "guarantor", if something happens in the future, others will not dare to come to the door

As for the interest rate, most people maintain it at 10%, while others maintain it at 20%, no more than 30%.

After all, the interest rate of 30% is too high, almost equivalent to nearly a third of the extra money, which is beyond the bottom line of those people.

"Is it all over? Did any of them fall? "

When almost all the contracts of all the people were tossed over, Mo Ming clapped his hands with a smile.

There is no one to talk at the bottom, which means that all the work should have been done and it will be in decline.

At this point, Mo Ming nodded with satisfaction.

Then, I heard him say again:

"I just looked at it. Everyone earned a lot, but there is a saying that" never forget to dig a well when you drink water ". So, I hope you can transfer all the interest you receive to me

www.novelhall.com , the fastest update of the webnovel!