Chapter 180

Normally speaking, this kind of loan contract is the most reliable in triplicate, one for the person who lent the money, one for the person who owes the money, and the last one for the introducer.

This introducer generally has a good relationship with the borrower and the borrowed person, belonging to a bridging existence.

After all, no one can casually lend money to someone they don't know.

However, this introducer has another identity - guarantor!

In case the person who borrows money suddenly disappears, or some other excuse doesn't pay back the money, people will have to look for you as the "guarantor"!

Therefore, the existence of this "guarantor" is also risky.

Especially for those middlemen like Mo Ming who have taken a contract, if you haven't taken the contract before, it's easy to say that if the borrower runs away, you can give up.

But once you get the contract, it means another thing. If you want to stay out of it, it will not be so easy.

How to say this

In fact, it seems that there is nothing wrong with this matter on the surface. After all, it is the children of the family. Although they are not very old, their mind is much more delicate than that of ordinary family children, and their consideration is much more comprehensive. ,

compared with the people around them, they feel that they are more intimate.

It's not that Mo mingduo is trustworthy, mainly because there are so many people here, they know him!

Although nearly 100 people here are apparently to apologize to Mo Ming, but in fact, we are all in their own minds, who do not know who.

Especially after two rounds of "borrowing money storm", these people here are not as harmonious as before. When they first came, they all worked hard to work together. Now, everyone is thinking about how to ensure their own interests.

Those who borrow money will not say, at least in the eyes of these rich people, Mo Ming has been united with them.

After all, if Mo Ming was not there, they would not have got so much debt today.

Although according to the unknown method, these debts can not be paid all at once, but as long as we sign this letter today, these debts are really the property under our own name.

Compared with the "borrower", the "borrowed person" believes in the "intermediary guarantor".

This is a kind of psychological function. When people are faced with choices, they will instinctively choose people who are closer to them

However, all this is the simple idea of the children of these families. It doesn't matter.

He said: even if people don't want to pay back the money, do you come to Laozi?

Hehe, after today, you still want to find Laozi?

Yes, give me the money!

Nest grass, give money anything easy to say!

Don't say you're looking for someone to chase money for you. If you want to beat the person who owes money, I will help you!

But if you don't have money, ha ha

Don't look at my signature on this piece of paper today. If anyone dares to annoy me, I will not slap you to death!

It seems a bit shameless, but in fact, Mo Ming thinks so.

Even if these Yan's children were killed, Mo Ming's heart did not fluctuate at all. In his words, it was:

you didn't give me money. Why should I guarantee you?

Mo Minggang also took a general look at these contracts. Most people keep the interest rate at 10%, but there are some others who take 20% interest, and 30% or more have no interest at all.

After all, the interest rate of 30% is too high, almost equivalent to nearly a third of the extra money, which is beyond the bottom line of those people.

In fact, the interest of this matter, Mo Ming is really a hole in these people.

Installment repayment this kind of advanced repayment way that is in the court of heaven first popular, at the beginning is with the online shopping binding.

For example, if you want to buy something, but you don't want to spend so much money, or you just don't have so much money in your card, you can choose this installment payment and pay back the money monthly. In this way, you can still pay several hundred yuan a month, and the people who pay back the money will not feel distressed.

Of course, there is interest in this, but the interest is different from today's interest.

10% interest is 10% of the total debt, 20% of the total debt, and 30% of the total debt.

If the interest rate is only one or two hundred taels of silver, or two or three hundred taels of silver, there is nothing to see. For these family members, they can also cope with it.

After all, they are all children of the family. Even if there are family rules on it, they still make some money It can't be said that it's making money, it's a way to get money!

It is not too difficult for them to earn 10% interest of 23 Liang silver.

However, if the debt is too much, for example, six or seven hundred taels, or eight hundred taels of silver, even the interest rate of 10% is a little frightening.Therefore, in Tianjie, this kind of petty loan never has such a high interest rate. One reason is that there are many ways to repay in installments. If the scheme you provide is not good, I can change the scheme of others. The other is that the management of the upper authorities is strict. It can suppress this piece of money and allow it to make profits, but it should not be too excessive or touch the bottom line.

However, Mo Ming didn't bother to tell them about it. Anyway, he said it casually in order to give an example of "10% interest" and "20% interest". He didn't expect that these "rich people" would be so cruel that they just pushed the boat forward

In fact, the development of this matter is a little unexpected. Originally, he meant to let these rich people take advantage of a little bit more, to pacify their narrow-minded mind and satisfy their greed. Who knows these people are so unruly.

I don't know how many people there are here, but he estimates that there are nearly 100 people.

Round up the whole number and calculate according to 100 people. Suppose there are 50 people here who borrowed money, and each of them borrowed 200 Liang silver. How much is that?

Ten thousand taels of silver!

In order to facilitate the calculation, all in 10% interest calculation, I am how much money?

It's a thousand taels of silver!

This is not a small amount of money

To be honest, Mo Ming came to this world from scratch. He was poor. If he wanted to get some money, he had to ask his mother.

My mother used to let him do everything, but after today, I guess my mother will have to be strict with him.

It's hard to get a cheap sister. It's still so cold.

Mo ming could imagine what kind of reply he would get if he asked Gao Leng for money.

From now on, I don't know what I can do but depend on myself!

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